About Company

Investment and International Financing

For S�ratli-T�rkiye Financial Insaat., ensuring the security and integrity of financial transactions is central to our commitment to customers. Our Collateral Replacement Policy is designed with this in mind, providing a detailed yet straightforward framework for both borrowers and lenders involved in the loan process. This policy not only secures the interests of all parties but also enhances trust and transparency in our financial dealings.

Our leading experts have more than 20 years of experience in the international financial market. We provide reliable financing for projects using the most realistic schemes and models for various sectors of the economy.

Understanding the 1% Point Value
One of the distinctive features of our policy is the calculation of the collateral replacement based on a point value set at 1% of the total loan amount requested by the borrower. This innovative approach ensures that the collateral's value is directly proportional to the loan amount, providing a fair and balanced system for collateral management.

This point value acts as a preliminary security deposit, to be paid in advance by the borrower. It is designed to offer an additional layer of protection for the lender while giving the borrower the flexibility to leverage different assets as collateral, should their financial situation or asset portfolio change over the loan term.
Key Features of the Policy
- **Flexibility in Collateral Assets:** Borrowers have the benefit of substituting their collateral assets, provided the replacement meets or exceeds the value of the initial collateral, as per the 1% point value rule.
- **Advance Security Payment:** The requirement for borrowers to pay a security deposit equivalent to 1% of the total loan amount upfront. This serves as a commitment fee and also as a protective measure for the lender.
- **Valuation and Verification:** All proposed collateral replacements undergo a strict valuation and verification process to ensure their market value is commensurate with the required 1% point value.
- **Transparent Process:** S�ratli-T�rkiye Financial Insaat. maintains a transparent, clear process for collateral replacement, detailing all steps, from application to approval, ensuring both parties are well-informed.
Advantages
- **Security:** Provides robust protection for lenders against loan default risks.
- **Flexibility:** Offers borrowers the ability to adapt to changing financial situations by allowing the substitution of collateral assets.
- **Efficiency:** Streamlines the loan management process, reducing administrative burdens and expediting approvals.
Conclusion

S�ratli-T�rkiye Financial Insaat.'s Collateral Replacement Policy is a testament to our innovative approach to financial services. By implementing a system where collateral can be dynamically managed, reflecting a proportional 1% point value of the loan amount, we ensure flexibility, security, and efficiency. This policy underlines our commitment to facilitating financial transactions that are secure, transparent, and adaptable to our clients' evolving needs.


At S�ratli-T�rkiye Financial Insaat., we recognize the dynamic nature of financial needs and the importance of flexibility. Our Collateral Replacement Policy is tailored to cater to these aspects, allowing borrowers to replace their originally pledged collateral under specific conditions, thereby maintaining the continuity and security of the loan agreement.
Suratli-Turkiye Financial Insaat is ready to offer any necessary investment for your project.

The knowledge of our asset managers and economists will satisfy even the most demanding customer. Experienced specialists and partners with an impeccable reputation help our clients achieve their goals, implement large infrastructure, industrial and energy projects virtually anywhere in the world.

Our services:

� Investment financing.
� Project finance.
� Long-term lending.
� Investment consulting.
� Financial modeling.
� Letters of credit and bank guarantees.
� International engineering.

Also, our company provides financial instruments widely used in international practice: Standby Letter of Credit (SBLC), Bank Guarantee (BG), Documentary Letter of Credit (LC / DLC), etc.

With extensive experience, understanding of the financial issues of modern business issues and access to the latest European technologies, the Suratli-Turkiye Financial Insaat team is able to provide comprehensive, high quality services to each customer.

The services of our experts are available in Europe and the USA, in Latin America and Asia, the Middle East and Australia.

We offer financing and assist in the implementation of:

� Solar PV plants and CSP projects.
� HPP and wind power plants.
� Gas and coal thermal power plants.
� Electric substations of all types.
� LNG plants and regasification terminals.
� Mining and processing plants.
� Mineral fertiliser plants.
� Seaports and port infrastructure.
� Waste processing plants.
� Water treatment facilities.
� Infrastructure facilities.
� Shopping and residential complexes.
� Cement factories, etc.

Our values:

� Main priority. Customer first. We provide comprehensive expert support to each of our clients.

� One team. The company's most valuable asset is our employees. We take care of them and their families.

� Reputation. Honesty and openness. We are always attentive to the smallest details that we discuss with clients.

� Open borders. International cooperation and partnership. We are open to solving your problems in any country in the world.

� Thinking about the future. Digital technologies. Advances in technology open up even more opportunities for our customers.

Our experts offer solutions in which they are completely confident.

We cooperate with leading engineering and construction companies in Spain, Europe and other countries of the world. The range of their technical services is extremely wide and includes: solar panels and solar concentrators, gas and wind turbines, advanced energy storage systems and desalination plants, innovative recycling plants and much more.

Reliable partner support in many countries of the world allows us to offer top-class investment and engineering solutions in a reasonable time and on favorable terms.